SIP Calculator Online – SIP & Lumpsum Returns Calculator | ThinkForU
Invested Amount
₹6,00,000
Est. Returns
₹4,97,735
Total Value
₹10,97,735
How to Use This Calculator
SIP Calculator
A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly. Here's how to use the calculator:
- Enter your monthly investment amount
- Select the investment period in years
- Input your expected annual return rate
- The calculator will automatically show your results and update the graph
Lumpsum Calculator
For one-time investments, use the Lumpsum calculator:
- Enter your one-time investment amount
- Choose the investment duration
- Set your expected return rate
- View the projected returns instantly
Understanding the Results
- Invested Amount: Total money you invest
- Estimated Returns: Potential earnings from your investment
- Total Value: Final amount including investment and returns
कैलकुलेटर का उपयोग कैसे करें
SIP कैलकुलेटर
सिस्टमैटिक इन्वेस्टमेंट प्लान (SIP) आपको नियमित रूप से एक निश्चित राशि निवेश करने की अनुमति देता है:
- अपनी मासिक निवेश राशि दर्ज करें
- निवेश की अवधि वर्षों में चुनें
- अपेक्षित वार्षिक रिटर्न दर दर्ज करें
- कैलकुलेटर स्वचालित रूप से आपके परिणाम दिखाएगा
एकमुश्त कैलकुलेटर
एकमुश्त निवेश के लिए, लम्पसम कैलकुलेटर का उपयोग करें:
- अपनी एकमुश्त निवेश राशि दर्ज करें
- निवेश की अवधि चुनें
- अपेक्षित रिटर्न दर सेट करें
- तुरंत अनुमानित रिटर्न देखें
परिणामों को समझना
- निवेश की गई राशि: कुल निवेश की गई राशि
- अनुमानित रिटर्न: निवेश से संभावित कमाई
- कुल मूल्य: निवेश और रिटर्न सहित अंतिम राशि
SIP & Lumpsum Investment Calculator – Plan Your SIP Returns Online | ThinkForU
Want to invest in mutual funds or build wealth over time? Use ThinkForU’s free SIP & Lumpsum Calculator to easily project your future returns. Just enter your monthly investment or lump sum, choose the investment period and expected return rate — and get estimated total value, returns and investment summary in seconds.
What is SIP / Lumpsum Investment?
SIP stands for Systematic Investment Plan. It allows you to invest a fixed amount every month into mutual funds. Lumpsum investment is one-time investment at present. Both methods help grow your money over time with compounding.
How to Use This SIP & Lumpsum Calculator (Step-by-Step)
- Monthly Investment / Lump-sum Amount enter karein.
- Investment Period (Years) select karein.
- Expected Annual Return Rate (%) input karein (e.g. 8%, 10%, 12%).
- Click Calculate — result shows:
- Total Invested Amount
- Estimated Returns
- Total Projected Value
✅ No signup required • ✅ Fully online • ✅ Works on mobile & desktop
Why Use ThinkForU SIP Calculator?
- ✅ Free & instant calculation
- ✅ Compare SIP vs Lumpsum investments
- ✅ Useful for planning long-term investment (5–30 years)
- ✅ Helps investors visualize returns before investing
Who Should Use This Calculator?
- ✅ Beginners wanting to start mutual funds
- ✅ Salary-earners planning monthly investments
- ✅ Freelancers & business owners exploring long-term wealth growth
- ✅ Students & young professionals building first savings
Important Tips Before Investing
Investing returns depend on the market — SIP returns are estimated. Always consider:
- Expected return rate realistically (8%–12% common in India)
- Investment horizon (long-term 5+ years for better results)
- Consistency in monthly investment
FAQs – Frequently Asked Questions
Q1. Kya SIP Calculator free hai?
Haan, bilkul free hai. Aap bina login ya signup ke use kar sakte hain.
Q2. Agar market return rate kam ya zyada hua to result change hoga?
Haan. Calculator ek estimate deta hai — real returns market performance pe depend karte hain.
Q3. Main lumpsum investment check kar sakta ho?
Haan. Calculator me lumpsum option hai — ek-time investment ka value bhi nikal sakte hain.
Q4. Kya ye calculator mobile friendly hai?
Haan. Calculator mobile, tablet aur desktop sab pe kaam karta hai.
Final Words
ThinkForU’s SIP & Lumpsum Calculator is a quick, free and reliable tool to help you plan your investments and visualize growth over years. Use it today and start building financial security with smart planning.